PCSing to Kirtland AFB?
On base vs. off base, BAH rates, best neighborhoods by rank, school options, and everything you need to make Albuquerque feel like home.
2026 Kirtland AFB BAH Rates
Source: Department of Defense. 3.9% increase from 2025.
Off Base Neighborhoods Ranked for Military
Sorted by proximity to the main gate.
Southeast / Base Area
Median: $280K
Best for: Closest and most affordable
View neighborhoodVA Loan Benefits in New Mexico
No down payment required on VA loans
No private mortgage insurance (PMI)
NM property tax exemption for disabled veterans (up to 100%)
Competitive interest rates below conventional loans
VA funding fee can be rolled into the loan
No prepayment penalty
Your PCS Timeline
Orders received
Start researching online. You are here!
60 days out
Contact Ashley for a virtual neighborhood tour and housing consultation.
30 days out
Begin house hunting. Virtual or in person, we will find the right fit.
HHG/TMO
Schedule household goods shipment and arrange temporary lodging if needed.
Arrive and close
Finalize your purchase or lease. Welcome to Albuquerque!
Relocating with the military?
Ashley knows the military move firsthand. As an active-duty member and NM native, she is your go-to for Kirtland AFB housing, BAH-friendly properties, and making Albuquerque feel like home.
Talk to AshleyWe have helped military families find homes near Kirtland.
Ashley understands BAH, VA loans, and PCS timelines as an active-duty military member herself. Let us make your move easy.